How to save money on a Working Holiday Visa in New Zealand

17th October 2015
New Zealand Working Holiday Jobs Guide -

Coming to New Zealand on a Working Holiday Visa is a great way to see the country, save up some money and experience a new working culture abroad.

Many people travelling to NZ for a Working Holiday choose to base themselves somewhere for a short period of time while they find work and save money – because you need money in order to be able to travel around this beautiful country, of course! However, it’s common knowledge that New Zealand is not the cheapest of countries to live and travel in, and there would be nothing worse than running out of money and having to go home early.

Luckily, jobs are varied and plentiful across the country: from fruit picking to office roles, from construction work to waiting tables, there is something for everyone. And once you’ve secured a job, the disciplined saving starts.

Having lived in Auckland for 4 and a half months, I can personally say that saving money hasn’t been as easy as I initially thought it would be, but it hasn’t been impossible either! I’ve tailored this post to my experience of saving money while living and working in Auckland in 2015, as many travellers choose to base themselves in the City of Sails, however much of this information can be applied to other large cities across the country.
Auckland New Zealand Working Holiday Visa -

1) Choose affordable accommodation

Every traveller’s biggest (and most important) expense doesn’t come cheap in Auckland unfortunately, but with a bit of shopping around you’ll be able to find something suitable. I called this section ‘affordable’ as opposed to ‘cheap’ because the cheapest option isn’t always the best one – it’s important to choose somewhere you know you’ll be happy and comfortable!


Hostels start at around $18-$20 NZD per night for a bed in a dormitory, while private double rooms start at around $60 per night. Hostels often offer weekly rates and discounts for long-term residents (usually staying longer than 2-4 weeks depending on the hostel) and their rates almost always drop in the low season. Plus, there are no hidden costs; the price per night usually includes power, water, use of the kitchen etc… though wifi sometimes costs extra (see more below.) Search on websites such as Hostelworld and for hostels, but contact them directly about their rates before booking to see if they can offer a cheaper deal.

Flatting/ Houseshare

You could rent a room in a house share, meaning the rent and bills are split between a number of tenants. House shares are usually located in the suburbs rather than the city centre, but often work out reasonably affordable – think $100-$200 per week – and are a fantastic way to meet Kiwis! The best places to look for these are on Trademe and on Facebook groups.

Couch surf

Couch surfing is popular in NZ and is free, though I’m not sure if it would work for the long-term. I guess you can always ask your host!


AirBnB is a good shout for cheap accommodation in an apartment or house, often with the host or other travellers. Some hosts are happy to host long-term residents. Click here for £30 off your first booking.


Finally, taking out a lease on an apartment could actually work out pretty cheap, and is totally do-able, even if you are on a Working Holiday Visa. You have to pay a refundable bond (deposit) and non-refundable connection fee (for the power) up front, and you’re responsible for paying for the electricity and/or gas bills (cold water rates are usually included in the rent). Most leases are fixed-term (6/12 months), and you have to pay extra if you break the lease (move out before this). That said, with your own apartment, you have your own space and freedom. You can easily find estate agents’ websites with a quick search online, where you can browse their available properties. I think if you’re travelling with a partner or group of friends, this one is a great idea.

Auckland, New Zealand -

The view of Rangitoto Island from our apartment in Auckland

2) Cook your dinner instead of eating out

Coming to New Zealand after travelling around Southeast Asia, where you can buy street food for $2 a dish, we initially thought ‘how the hell are we going to afford to eat!?’ Dishes start from around $15 in a restaurant, which quickly adds up if you’re on a budget. Fast food is cheap, but it’s also gross – I don’t wanna get fat!

Fortunately, most hostels have fully-equipped kitchens, where you can cook your own food – as if you were in an apartment really. This is a concept that seemed very bizarre to us at first as we had never stayed in a hostel that has a kitchen for guests before, though we quickly realised it was a real godsend.

Similarly, it’s much cheaper to make your own lunch at your accommodation and take it with you to work than to eat out every day – grabbing a cheap sandwich for lunch can easily cost $7-10. It doesn’t seem that expensive, especially considering that’s only about £3.50 GBP, but when you’re on a budget the ‘cheap’ expenses here and there soon add up!

Budget eating in Auckland, New Zealand -

A yummy veggie lunch James and I made using veg, salad and eggs from the market, home brand kidney beans and cous cous (I also added balsamic vinegar which I bought on offer as a treat!)

3) Know where to buy your groceries

Following on from this, finding the best places to buy your food is a real must-do. I already mentioned how fresh fruit and vegetables are infamously known for being expensive in New Zealand – especially if bought from the supermarket! Thankfully their price fluctuates depending on production and the season. Here’s some top tips to a cheap weekly shop:

4) Be savvy with your choice of transport

Public transport links in Auckland are pretty good, with trains, buses and ferries to the islands – the city centre is easily walkable though. When you compare the cost of fares to the UK, the prices are similar. Auckland’s AT Hop card costs $5 and saves you 20% on fares across bus links, trains and ferries – definitely worth it if you are using public transport to get to work.

You really don’t need a car in Auckland (especially since every driver here seems to think they’re on GTA…) and parking in the city can be quite pricey (think a dollar an hour… at least!). You can save on petrol by driving sensibly, checking your tyre pressure, and collecting fuel vouchers. Supermarkets offer 4c off per litre if you spend more than $40 in one transaction (easily done!) so save your receipts. You can also sign up for a free AA Smartfuel card online or at most petrol stations, and you collect savings by swiping it at participating retailers (clothes shops, pharmacies, other petrol stations) which you can then redeem on your petrol purchase!

Related: A guide to moving to Wellington: How to find a job and somewhere to live

At Hop Card, Auckland, New Zealand -

The AT Hop card – for discounts on travel around AKL

5) Shop in second-hand stores (Op Shops)

To be honest I haven’t found clothes to be that expensive in New Zealand, especially compared with high street prices back at home. Understandably, you aren’t going to be splurging on clothes when you’re on a budget with your entire life in your backpack, but it’s good to know where you can buy work attire or the odd bits and pieces.

Personally, I don’t often shop in high street stores since most of them don’t condone fair trade or good working conditions in manufacture. Therefore, I recommend Op shops. ‘Op’ is an abbreviation of ‘opportunity’ and means secondhand, charity or thrift stores. It’s fun rooting through the clothes and finding a bargain! Here’s some of my favourites in Auckland:

6) Bite the bullet with beauty products

Cosmetics and toiletries aren’t particularly cheap in NZ, but make-up is SO expensive; the prices are just hiked up! I’ve been using Maybelline Dream Satin Mousse foundation on a daily basis for the past couple of years – you can buy it from Boots in the UK for £7.99. Here, it costs $29.99 – that’s about £15!!! I haven’t yet found an equivalent of Boots or Superdrug and there don’t seem to be as many budget brands of make-up about. I would advise girls visiting NZ to either bring extra make-up with you from home, or, like me, just stop wearing it when you run out!

Similarly, shampoo and conditioner is quite expensive. Perfume, deodorant, cleanser, moisturiser, and nail polish etc are also pricey and there just don’t seem to be as many cheaper alternative brands like in the UK. Be warned!

Related: How to buy a campervan in New Zealand

7) Watch your internet usage

Most mobile phone network providers offer a top-up and redeem option on plans with texts, minutes and data. The most popular providers are Spark, 2 Degrees, Vodafone and Skinny.

I currently use Spark’s $19 a month plan which includes 100 minutes, unlimited texts and 500mb data. Additionally, they offer 1GB of data at their wifi hotspots located across the country.

The way it works is as follows: top up $20, buy the $19 deal and enjoy the benefits for the month. Once the month is up, top up again (or you can set it to automatically top up for you). You can also purchase additional data/calls if required. This way you aren’t enrolled into a fixed-term contract and can opt out at any time – perfect for Working Holiday makers!

Wifi in New Zealand is always either expensive or limited, and if it’s free it usually doesn’t work. Even in hostels, you usually have to pay per MB you use, or you get a limited amount to use per day. Because the Internet and social media have become such a big part of our day-to-day lives, it’s handy to know where you can get some free wifi if need be:

As for setting up your own internet if you move into a flat, Slingshot costs $65 per month, Bigpipe costs $79, and others (Vodafone, Trustpower) do combo-deals for Internet, landlines and power. If you end up organising your own personal broadband, be sure to shop around before deciding on a provider.

8) Sign up for email alerts for discounts and deals

There are a good few free things to do in Auckland: the Art Gallery, the various volcanic Mounts (Eden, Victoria, One Tree Hill), the Museum (free for Auckland residents). But once you’ve exhausted the tourist spots, it can be difficult to find cheap activities.

For deals on everything from activities to beauty treatments, event tickets to meals, transport to haircuts, days out to accommodation (weekend apartments, baches)… here are a few useful websites for finding a good deal in Auckland, as well as across the country:

Auckland New Zealand Working Holiday Visa -

9) Take advantage of Happy Hours, BYOs and cheap bars

Like eating out in restaurants, drinking in New Zealand is expensive. While you can buy a decent bottle of red wine in the supermarket for around $10, you’ll pay the same amount for a the cheapest glass on the menu in a bar.

Keep an eye out for Happy Hour deals and BYOs (Bring Your Own – usually only wine is allowed and you have to pay a corkage fee, which is around $5 per person). I really recommend Satya, an Indian restaurant on K Road – corkage is $4 and the food is great! There’s some good info on these here.

10) Don’t settle for a poorly-paid job

Easier said than done, but try to find a reasonably well-paid job. The minimum wage is $14.75 in NZ, but many employers will start at higher rates than that. In our experience, there didn’t appear to be any discrimination against travellers on Working Holiday Visas. Check out my post on how to write a NZ style CV for more information on job-hunting in New Zealand.

Jobs can be found on the websites listed above, on, and in store windows as well as through recruitment agencies. Push for a higher wage if you can, or keep looking until you find something you’re happy with and that you know you’ll be able to save money doing. Have a read of this post for more info.

How we managed to save over $5,000 (each!) in 4 months

To avoid being vague on how much money we saved up while working in Auckland, I thought it would be better to be honest. If you are numerically minded, you can see in figures how we managed to save up. James and I were fairly lucky; we each managed to save around $5,000 (give or take a few hundred) in our four months living and working in Auckland.

Our combined weekly income was around $1,280. Once our necessary weekly outgoings were deducted, we still each managed to save around half of our weekly wages. Our weekly expenditures cost on average:

The following factors certainly helped:

Wintergardens, Auckland Domain, New Zealand -

At the Wintergardens at Auckland Domain

I hope this post goes to show that although it might be difficult, saving money on a working holiday visa in Auckland is definitely possible with hard work and a bit of discipline! If we can do it, anyone can.

Have you travelled to New Zealand on a Working Holiday Visa? What are your best money-saving tips? Please share them in the comments below!

Thanks for reading,

All information is true and correct based on our time living and working in Auckland from 9th May 2015 to 3rd October 2015. All opinions are my own. Some of the links in this post are affiliate links which help to run this blog.

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How to save money on a Working Holiday Visa in New Zealand -

8 responses to “How to save money on a Working Holiday Visa in New Zealand”

  1. Marc says:

    Interesting info. We lived in NZ for 6 months and traveled a lot but it never occurred to us to work here and there to earn some money. But it’s a beautiful country. Love NZ

  2. Thea says:

    Hi Abbi, enjoying your blog. We are heading to the South Island in January 2017 and will be looking for jobs to supplement our stay. We are hoping to land jobs either in Christchurch or near Queenstown/Wanaka regions. I have experience in hospitality and waitressing, but I was reading that it’s not customary to tip in NZ. You mentioned tips are an additional source of income – did you find that people still do tip when eating out? Is it mostly foreigners? And is it more likely to happen in a big city than a smaller place like Wanaka?

    • Hi Thea, thanks for your comment! I personally don’t tip. Locals mostly pay by EFTPOS / credit card instead of with cash here so I don’t think tipping is that common for them, but yes I should think for foreigners more so. Tip jars can always be found in restaurants, bars and cafes for people to leave spare change in. Two of my flatmates work in hospitality here in Welly and bring home tips after every shift, though I apologise I really don’t know if this would be the same in smaller towns. However, Wanaka/Queenstown is hugely popular area with tourists, so whilst they aren’t big cities, there are still so many people who pass through them year-round. When I was in Chch in October 15 it didnt feel like there was much atmosphere hospitality-wise, there just weren’t so many restaurants etc, but there are loads in QT and Wanaka. You could always go to one place, see if you like it or can find a job, and move on to the other place if not! Best wishes for your travels and sorry I can’t be more help with this!

  3. Sarah says:

    Thank you Abbi! This article was really useful! I’ve been wanting to get a WHV before I’m too old so I’m going to take a career break but don’t want to burn through the savings! It’s nice to know that you CAN still save money. 🙂

  4. Shakk says:

    eally helpful blog thanks a bunch

  5. Cranberries says:

    If you are looking to save a bunch load of money while in Oceania, why not Australia? Hospo wages vary between 19 to 35 $ p hour depending on where you are looking. If you allready done your 2 years working holiday you can lodge a student visa. Costs are about 4 to 5k but you are still able to save up about 3000 per month after all expenses are payed for. You can work only 20 hours a week but most jobs in the cities will pay you cash in hand anyway. New Zealand is great but not the best country to save..

  6. Philipp says:

    Hey guys,

    staying in Auckland right now on a working holiday. All great tips, good article!

    I would like to add to check out car relocations and travel during shoulder seasons. Especially when it comes to car relocations, but also other deals, try to travel south to north as most people arrive in Auckland and then travel south and leave.

    All the best

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I’m a travel loving sustainability advocate, on a journey to live a low-impact lifestyle alongside seeing the world. I’m obsessed with my two dogs, secondhand shopping, and growing vegetables.

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